Permission to feel smug

I have just saved 22% off my car insurance premium. According to the perceived wisdom of television adverts I should now be surfing on a tropical island, or singing Karaoke in a Las Vegas Casino, and feeling “EPIC”

Well, I must have done something wrong, because although I feel slightly relieved that I have saved £65, I am not any richer in a real folding pound notes sense of the word. I have less of an overdraft than I might otherwise have had, but I can’t say I feel like celebrating it. I don’t feel at all “Money Supermarket.com” but that’s probably because I didn’t involve them. Nor did I “Go Compare” because the thought of that mustachioed pseudo-opera singing prat being used as the “on hold” music put me right off. I used a rival price comparison website who’s name might sound similar to compare the meerkat, but I won’t qualify for a cuddly Sergei meerkat toy, as I didn’t take up their quote either.

Instead I used the lowest on line quote to browbeat my current insurer and knock down their quote until it was less than that, getting it down to under £200 fully comp with wife and I to drive, business use included, and in my line of business that’s quite an achievement in itself. Of course I did have to chop out the free courtesy car, but as that is generally a pointless Ford Ka or similar that I cannot physically fit in due to my height, and also possibly my weight, then that’s no great shakes. I’ d just hire a car or buy a banger if push came to crunch.

So I should feel epic, but I don’t. I do however feel ever so slightly smug. And at £200 I’ll settle for that.